Minimum purchase of $1,000. The Home Improvement credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply to qualifying purchases charged with approved credit. Late payments and the use of the card for other purchases will be charged a fee. Equal Payments/No Interest: No interest is assessed on the promotional purchase and equal monthly payments are required until the promotion is paid in full. This information is accurate as of 01/01/2020 and is subject to change. For current information, call us at 1-800-431-5921. Offer expires 10/31/2020. An Equal Housing Lender. Ask your estimator for further details.